Free ship* at $99! Excludes delivery fees. Details

Big Lots Credit Card




Easier to pay & take it home today!
Special Financing*

Special Financing* promotional offers may be available to qualified customers. Visit your local Big Lots store today and ask an associate about available financing options.

Other Benefits

No annual fee**

Special Member Offers

Flexibility to choose from available financing options when making a purchase*

In store account lookup to complete your purchase, should you forget your Big Lots Credit Card

Have Questions?

Contact the Big Lots Credit Card Customer Care Center at 888-566-4353 (TDD/TTY: 888-819-1918) for assistance.


Or click the link below to browse some frequently asked questions.

See FAQ's
What Do I Need To Apply?

The Big Lots Credit Card is the most convenient way to pay for the crazy good deals you find every day at Big Lots. It's faster than writing checks, and safer than carrying cash. Plus, you get online account access 24 hours a day. To apply, you must:

  • Be at least 18 years age
  • Be a U.S. resident residing in the United States
  • Have a U.S. Social Security Number
  • Have a street, rural route or APO/FPO mailing address (no PO BOX addresses)
  • Have a valid government-issued photo ID
Have an Account?

Use the link below to login to your account or contact Big Lots Credit Card Customer Care at 888-566-4353 for assistance.


Login Now
Ready to Apply?

Click the link below to apply now or to find your nearest Big Lots store to apply for the credit card in person, click here.

Apply Now
Frequently Asked Questions

To see full terms & conditions of use, click here.

*Promotional financing available with Big Lots Credit Card accounts offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. See store for details.

**Standard variable purchase APR of 29.99%, based on the Prime Rate. Minimum interest charge is $2.00 per credit plan.