SHOP. EARN. REPEAT.

Big Lots Credit Card icons. Learn More
$5

BIG Rewards Members can earn $5 back in Rewards for every $100 in purchases charged to your Big Lots Credit Card4

OR
6 MONTHS

No interest if paid in full within 6 months on purchases of $250 or more made with your Big Lots Credit Card6

12 MONTHS

No interest if paid in full within 12 months on purchases of $750 or more made with your Big Lots Credit Card6

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period

Already a Big Lots Credit Card member?

Have Questions? Reach out to Big Lots Credit Card Care Center at 888-566-4353
(TDD/TTY: 888-819-1918)

BIG Benefits with your Big Lots Credit Card


Credit card % icon

$5 back on every
$100 spent4

Credit card % icon

Flexible Financing
Options

Shopping bag icon

New Cardholder
Discount

User icon

Look Up & Pay Your
Bill In-Store

Star icon

Cardholder
Exclusive Offers

BIG Rewards + Big Lots Credit Card

Rewards member and Big Lots Credit Card together equal big savings The BIGGEST Savings

$5 Reward
for every $100 Spent
When you are a BIG Rewards Member
& use your Big Lots Credit Card4
Earn Periods:
Feb 1 - April 30
May 1 - July 30
Aug 1 - Oct 30
Nov 1 - Jan 30
Not a BIG Rewards member yet?
Join Now
Frequently Asked Questions

To see full terms & conditions of use, click here.

4 Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). This rewards program is provided by Big Lots and its terms may change at any time. For full Rewards Terms and Conditions, please see Biglots.com. Cardholders must enroll/be enrolled in the BIG Rewards program. Spend is calculated during defined earn period and resets at the end of each period.

6 Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). As of December 2023, terms for new Accounts: Variable purchase APR of 29.99%. Minimum interest charge is $2 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank.