Easy Leasing - Powered by Progressive Leasing
Shop with confidence and no credit needed. Progressive Leasing makes ownership accessible for everyone!
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An eloquent couch in a modern living room.

Key Benefits:

No Credit Needed
There's no credit needed* to apply for the lease-to-own purchase option.
Instant Decision
Apply now for an instant decision. Approvals up to $3000.
Flexible Payments
Simple weekly, biweekly or monthly payment options make it simple to use.
90-Day Purchase Option
Save money when you pay off your lease early using our 90-day and early purchase options.

Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call 877-898-1920.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Apply & Purchase Today

Make your in-store purchase once approved!
Visit your local Big Lots location and let an associate know you have been approved with Progressive Leasing.
Apply Now
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A comfy couch in a modern living room.
"Easy application process through Big Lots. I purchased a new king size mattress & a double recliner loveseat. Progressive leasing is very simple & easy to get approved. It's direct debt from your bank account and this is my 3rd time using them."
-Debra H.
"Purchased furniture from Big Lots and used Progressive Leasing. I can't say enough what a great company this has been to work with. Customer Service is always understanding and professional every time I have spoke with them. They went out of their way to work with my payments. I highly recommend this company for your needs."
-Sherri M.

Elevate your home with premium furniture from Big Lots using our hassle-free lease-to-own program. Discover a wide range of sofas, recliners, dining tables & bedroom sets designed to match your style. No credit? No problem. Enjoy top-notch furniture without compromise, regardless of your credit history. Transfrom your space today and experience the joy of furnishing your home on your terms.

Explore our wide range of furniture and more! Each piece is designed to resonate with your unique taste while maintaining an unwavering focus on quality and comfort. Whether you're a fan of contemporary, modern, rustic or classic designs, we have the perfect furniture to complement your vison.

Frequently Asked Questions

Select a topic below for answers to most commonly asked questions.
Progressive Leasing can be reached at 877-898-1970
  • Hours of operation:
  • Monday-Friday: 8am-7pm EST
  • Saturday: 10am-6pm EST

Get it today, no credit needed!

Apply Now

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.