Easy Leasing, No credit needed. Apply Now. Easy Leasing, No credit needed. Apply Now.
No Credit Needed

Good credit, bad credit, or no credit? Progressive leasing may be an option for you.

There's no credit needed when you use Progressive Leasing!

Easy Application

All you need is a couple of minutes to fill out our application. Get an instant decision with a No Credit Needed lease.

Applications can also be filled out in participating Big Lots stores.

Simple Purchase Options
  • 90-Day Purchase Option (3-month purchase option in CA)
  • Early buyout options available to save you money
  • Payments will be automatically withdrawn from your account on your pay days
Have More Questions?

Click below to view our frequently asked questions page.

Find a Store

It's easy to find a participating store near you, just check out our store locator.

Find A Store
Ready to Get Started?

By following the link to the Progressive website below, you will be leaving the Big Lots website. Big Lots is not responsible for any activity occurring, or information submitted, collected, used, or stored on Progressive’s website. See Big Lots User Agreement for more information regarding third party websites.

Click below to proceed to the Progressive website and Apply Now
Frequently Asked Questions

Leasing available at select Big Lots locations only. Not valid in Minnesota, New Jersey, Vermont, Wisconsin or Wyoming. Approval is not guaranteed. Additional terms and conditions apply. Leasing applies to select furniture and patio purchases only. Click here to review the Progressive Privacy Policy.

†The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $1. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Acquiring ownership by leasing costs more than retailer’s cash price. Reduction of initial payment during promotional period will not result in a lower total of payments for full term lease or the 90-day/3-month option. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. Additional terms & conditions apply. Leasing available on select items. Progressive Leasing not available in MN, NJ, VT, WI or WY. Offer available 10/07/2021 – 10/16/2021.19-1220