Easy Leasing, No credit needed. Apply Now. Easy Leasing, No credit needed. Apply Now.
No Credit Needed

Good credit, bad credit, or no credit? Progressive Leasing may be an option for you.

There's no credit needed when you use Progressive Leasing! Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Easy Application

All you need is a couple of minutes to fill out our application. Get an instant decision with a No Credit Needed lease.

Applications can also be filled out in participating Big Lots stores.

Simple Purchase Options
  • 90-Day Purchase Option (3-month purchase option in CA)
  • Early Purchase Option available to save you money. Early Purchase Options: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970. 90-Day Purchase Options: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.
  • Payments will be automatically withdrawn from your account on your pay days
Have More Questions?

Click below to view our frequently asked questions page.

FAQ's
Find a Store

It's easy to find a participating store near you, just check out our store locator.

Find A Store
Ready to Get Started?

By following the link to the Progressive website below, you will be leaving the Big Lots website. Big Lots is not responsible for any activity occurring, or information submitted, collected, used, or stored on Progressive’s website. See Big Lots User Agreement for more information regarding third party websites.

Click below to proceed to the Progressive website and Apply Now
Frequently Asked Questions

Leasing available at select Big Lots locations only. Not valid in Minnesota, New Jersey, Vermont, Wisconsin or Wyoming. Approval is not guaranteed. Additional terms and conditions apply. Leasing applies to select furniture and patio purchases only. Click here to review the Progressive Privacy Policy.

†The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. 19-450