Good credit, bad credit, or no credit? Progressive leasing may be an option for you.
There's no credit needed when you use Progressive Leasing!
All you need is a couple of minutes to fill out our application. Get an instant decision with a No Credit Needed lease.
Applications can also be filled out in participating Big Lots stores.
- 90-Day Purchase Option (3-month purchase option in CA)
- Early buyout options available to save you money
- Payments will be automatically withdrawn from your account on your pay days
Click below to view our frequently asked questions page.FAQ's
It's easy to find a participating store near you, just check out our store locator.Find A Store
By following the link to the Progressive website below, you will be leaving the Big Lots website. Big Lots is not responsible for any activity occurring, or information submitted, collected, used, or stored on Progressive’s website. See Big Lots User Agreement for more information regarding third party websites.
The Lease-to-Own Program from Progressive Leasing, LLC, can be a great way to get what you want right now. Progressive Leasing offers a simple program where you pay over the course of the agreed upon lease period. Once the item(s) has been paid in full, you own the product(s).
Payments will be automatically deducted from your checking account. Your payment frequency will depend upon the payday frequency you provided on your application. Login or sign up here.
You must be 18 years old, have a checking account and provide personal information like: personal information (name, address, driver’s license, Social Security number, etc.); checking account information (account number, routing number, and when the account was opened); and employment information (employer name, address, hire date and monthly income).
There is no processing fee. Your initial payment will be withdrawn from your credit/debit card immediately after the lease is executed. Please see your Lease Agreement for further details.
Yes. You can buy the merchadise at any time. If you pay it off in the first 90 days, you can take advantage of the 90-day purchase option (3-month payment option in CA) provided in your Lease Agreement. The 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. See lease for details.
Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer Service agents are available Monday through Friday from 8 a.m. to 5 p.m. (MST) and on Saturdays between 8 a.m. and 4 p.m. (MST) and closed Sunday. You may also access your account online 24 hours a day, 7 days a week at: https://www.progressivelp.com/rtocp/Login.aspx
Most lease agreements are for a maximum of 12 months, but can be up to 15 months.
Qualifying items include sofas, loveseats, sectionals, dining sets, and mattresses, as well as seasonal items such as outdoor patio furniture, gazebos, umbrellas, chairs and more. See a Big Lots associate for more information.
The Lease-to-Own Program through Progressive Leasing is available in most Big Lots stores that carry furniture. To find a store near you, click here to view our store locator and look for the "Furniture Leasing" link under Store Services.
†The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $1. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Acquiring ownership by leasing costs more than retailer’s cash price. Reduction of initial payment during promotional period will not result in a lower total of payments for full term lease or the 90-day/3-month option. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details. Additional terms & conditions apply. Leasing available on select items. Progressive Leasing not available in MN, NJ, VT, WI or WY. Offer available 10/07/2021 – 10/16/2021.19-1220